Can I Deposit A Money Order Through Usaa Mobile App

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Online checking accounts, such as those offered by USAA, come with a lot of advantages. They accept lower fees, your banking concern is open 24/7, and yous can do everything online or with your mobile phone – everything but deposit greenbacks. While you lot can take a picture of a check to deposit it digitally, yous can't exercise that with cash. If you accept a USAA account, y'all have to use a deposit-taking ATM to deposit greenbacks. If there'south not one most y'all, wait for other options.^[1]

1
Use the USAA ATM locator website. USAA has a number of locations nationwide where you lot tin can manage your USAA accounts, primarily using an ATM. Click on "ATMs and Locations" under the "Help" bill of fare to get started.^[2]
- By default the map shows all USAA locations nationwide. You can zoom in and out on the map.
- Clicking on a dot on the map brings upwards specific information nearly that location and the services available at that place.
2
Discover the nearest ATM. On the USAA ATM locator page, limit your search results to ATMs where you can deposit cash. You tin can put in a city or zip code as well, or but click on dots from the map. There aren't very many USAA ATMs where you lot can deposit cash.^[three]
- If you lot oftentimes have cash deposits, yous may want to check this map before you open up a checking business relationship with USAA.
Warning: There are large areas of the country where no cash eolith-taking ATMs are bachelor, including the Pacific Northwest, most of the Midwest, and parts of the South.

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3
Eolith your cash. If you alive in an surface area where a greenbacks deposit-taking ATM is nearby, you accept a relatively easy way to deposit cash with USAA. These ATMs will have up to 30 bills at a time, and don't require any eolith slips or envelopes.^[4]
- Double-check that the motorcar counted your cash correctly, and go along your receipt.
iv
Follow up on your eolith. Depending on the location where you fabricated your deposit, there may be a concord on your funds. At that place should be information on your receipt telling yous when your funds will be available.^[5]
- Check your USAA account within 24 hours to make sure your eolith is accurately reflected in your account.
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one
Purchase a money club. You lot can purchase money orders at post offices, Western Marriage, and some grocery stores and discount stores, such as Walmart. Some places may not issue money orders for more than $one,000, so if yous have a larger corporeality of cash, you might need to get more than one.^[6]
- You'll have to pay a fee to get your money lodge issued, but it'southward usually no more than than a couple of dollars. The US Postal Service merely charges 45 cents for military money orders.
- A money order is treated but like a bank check. Since you lot're depositing the money gild into your own account, list yourself equally the recipient. Yous'll also fill up out your information and sign as the purchaser of the money order.^[7]
two
Download the USAA mobile app. If you don't already have the USAA app on your smartphone, you can download it for free. And then, provide the details to fix access to your USAA account. This should only take a few minutes.^[8]
- You can sign in to your account on the app using the aforementioned credentials that y'all use on the USAA website. Depending on the security you lot have fix upward, you may demand to enter a lawmaking (sent through text or electronic mail) to verify your identity.
3
Endorse the back of the money social club. Since the money society is payable to you lot, flip it over and sign in the endorsement expanse on the dorsum of the coin order. Add the words "For mobile deposit only at USAA FSB."^[ix]
- It'due south too a adept idea to add your account number in the endorsement area, just it isn't strictly necessary.
Alarm: Don't sign the back of the money gild until you're fix to deposit it. Later on you lot endorse it, the coin order finer becomes a blank check and anyone tin cash it.
4
Select "Transfer/Deposit" on the mobile app. Open the mobile app and tap the "Transfer/Deposit" carte tab, then cull "Deposit@Mobile." Indicate that you desire to deposit a cheque or money order, then follow the instructions.^[x]
- If yous just downloaded the app or take never made a mobile deposit before, you'll need to grant the app access to your telephone'south camera so yous can complete your transaction.
5
Scan both sides of the money order using your phone'due south camera. A guide volition appear on your phone screen. Lay the coin order down on a flat surface and then that the 4 corners of the money order are inside the guidelines and the writing on the money gild is clear and visible. Then take a motion picture. Repeat with the other side of the money lodge.^[11]
- Subsequently y'all accept each photo, you'll have the opportunity to review the quality. If it seems blurry or crooked, y'all might desire to have it again.
- Once you lot're satisfied with the photos, enter the amount of the money social club and select the account where you lot want the money deposited (if you have more than one account).
Tip: Keep the coin society at to the lowest degree until the coin appears in your account and is no longer "pending."

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1
Locate a USAA Preferred ATM. While you tin't deposit cash into a Preferred ATM, you tin withdraw funds, bank check account balances, or move funds between accounts without accruing any ATM fees.^[12]
- Wait for ATMs that have an "Allpoint," "MoneyPass," or "PNC Bank" logo. These are USAA Preferred ATMs.
- If you find a Preferred ATM fastened to a banking concern branch, you may want to consider opening an account at that banking concern. You tin can apply that account for cash deposits and also manage your USAA account from the aforementioned location.
2
Become a prepaid debit card. With a prepaid debit card, you may be able to reload information technology with greenbacks around the clock. Link the carte du jour to your USAA account and you can hands transfer coin from the carte to your business relationship online.^[13]
- Shop around for prepaid debit cards to discover the one with the everyman fees that has convenient locations for you lot to reload the menu.
three
Maintain some other account for cash deposits. If you lot already have a checking business relationship at a brick-and-mortar banking concern, you lot can eolith your cash into that account and and then transfer the coin to your USAA business relationship. This typically isn't the easiest or most efficient way to eolith cash with USAA.^[14]
- While USAA doesn't accuse whatever fees for incoming transfers, the other bank may charge a fee to initiate the transfer. Find out how much the transfer is going to cost you before you open an business relationship, especially if you're going to have frequent cash deposits.
- Hold times are another matter to continue in mind. Using this method may mean your funds aren't available in your USAA account for several days.
four
Write a bank check from another account. If you accept a friend or family member who has a checking business relationship with a brick-and-mortar depository financial institution, they may be able to work out an arrangement with you. Eolith the cash in their depository financial institution account, then have them write you a check for the full.^[15]
- Once you become their check, you can deposit information technology using the USAA mobile banking app on your telephone.
Tip: Take note of any concord times on personal checks and then you lot know when your funds will be available in your USAA account.

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Article Summary X

To deposit greenbacks with USAA, look for a nearby USAA ATM using the USAA ATM locator website. Y'all can too buy a cashier's bank check or money order with the cash and then deposit it into your account using the USAA mobile banking app. Or, you can buy a prepaid debit card using the cash and link it to your USAA account. If none of these options piece of work, consider request a friend to eolith the cash for yous and so having them write y'all a check. To acquire how to deposit cash in a USAA ATM, read on!

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